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Your personal cost of health care: explanation of benefits

Insurance Companies’ Explanation of Benefits (EOB)

How many of you open your mail to see an EOB from your insurance carrier, while scratching your head trying to make sense out of the document you hold in your hand? Trust me, you are not alone.

Below is a sample EOB that explains to you what certain information means in this document (click on it for an enlarged image). Now remember, each insurance company may have a little different version then the one supplied to you in this article. Fear not, if the EOB you have received is different, simply contact your insurance Customer Service number. This number is usually on the back side of your insurance card.

Sample of Explanation of Benefits form


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